Individual Insurance

Our team is your team.

Many individuals aren’t sure of what type of coverage they need for themselves and their families, or how or where to get it. While most Americans receive their insurance through an employer plan, people who are self-employed, work part-time or not at all, or work for a business that doesn’t provide insurance are left to find coverage on their own – unless they’re clients of Byham’s Insurance Services! Whether you need health insurance, disability, life, or long-term care insurance, Byham’s has a wide variety of options and carriers available to offer. We also offer individual coverage plans for pre-existing conditions such as cancer.

We help you make informed decisions.

When you contact Byham’s Insurance Services, we’ll walk you through what plans are offered in our area, and then help you make decisions about what plans will give you the best coverage for you, and perhaps your family, to fit your budget. If you are having a hard time finding insurance, or if you can’t decide which insurance plan is best for you, an informed, experience insurance professional from Byham’s can lead the way.


Take the guessing out of your insurance coverage.

With so many different options, requirements, and plans, deciding on the right insurance coverage can be confusing. Even the availability of the Affordable Care Act Insurance Marketplace, while making insurance more accessible, can still be challenging for inexperienced insurance consumers. Don’t take chances with your health or your family’s – if an accident or illness strikes, paying medical costs out of your pocket can be devastating. If your employer doesn’t offer enough coverage, or if you’re self‑employed, unemployed, retired, or a student, Byham’s Insurance Services can help you sort through your many insurance options, and help you find a great plan you can afford.

We’ll help you sort it all out.

Byham’s Insurance Services will do everything we can to help you understand the different types of insurance coverage options available to you and your family. Contact us today for more information and a no-obligation quote for your life, health, disability, or long-term individual coverage options.