Medicare Supplement Insurance in Seneca PA, Erie, Greenville, Meadville, Oil City, Titusville and Surrounding Pennsylvania Areas

Byhams’s Insurance Services is a source of Medicare supplement insurance in Seneca, Titusville, Oil City, Greenville, and Meadville, Pennsylvania. We are family owned and operated, and we are proud to be able to say that we have three generations working here at our agency. Clearly, we take what we do personally, and it shows when you interact with anyone on our team.Medicare Supplement

Prepare for Out of Pocket Expenses

Under currently existing laws, if you work and pay taxes for at least 10 years, or if your spouse has done this, you will qualify for Medicare when you reach the age of 65. This health insurance program for seniors will certainly provide a solid underpinning, but you should understand the limitations. When you do, you will see why the Medicare supplement insurance Oil City area residents can obtain through us is important.

Medicare Part A is the portion of the program that covers inpatient hospital stays. There are no monthly premiums to pay for this coverage, but there is a per benefit period deductible, and there can be considerable co-payments for extended stays in a hospital.

Part B is the section of the program that will assist with outpatient treatment and visits to doctors. You have to pay a monthly premium for the coverage, and there is a deductible. These are manageable, but there is a third out-of-pocket expense that is rather significant. The program will pay for 80 percent of covered treatments and services, and you have to pay the rest yourself.

There are also co-payments, deductibles and premiums that go along with the prescription drug portion of the program. When you combine all of these expenses, you can see why the Medicare supplement insurance Greenville, Meadville, Titusville, Seneca, and Oil City, PA clients can purchase from the companies we represent is so very valuable. The Medicare supplement insurance will fill in the gaps, and in the long run, it is very likely that you will save a considerable amount of money.

Contact Byham’s Insurance Services!

Since we can obtain Medicare supplement insurance from multiple different highly rated insurers, you have freedom of choice, and you can also compare quotes. At the end of the process, you will go forward with the knowledge that you are not paying any more than you have to for your Medicare supplement insurance. If you would like to learn more, you can click this link to send us a message or call us at 800-836-8483.