Affordable Life Insurance in Greenville PA, Erie, Franklin, Meadville, Oil City, Titusville, Warren, and Surrounding Pennsylvania Areas
Byham’s Insurance Services is the premier provider of life insurance in Meadville, Oil City, Franklin, Erie, Warren, Titusville, and Greenville, Pennsylvania. If you think that experience counts, you will feel very comfortable working with our agency, because we started out on this journey back in 1963.
We have provided life insurance and other forms of coverage for multiple members of the same local families, and this is a gratifying experience. As a family owned and operated business with three generations involved, we really take these long-standing relationships to heart.
Term Life Insurance
One type of life insurance that we offer for people in Titusville, Warren, Franklin and the other cities that we serve is term life insurance. This can be ideal for younger adults that want to have an income replacement vehicle in place to protect their families for a certain period of time.
Term life insurance has no cash value, but premiums stay constant throughout the length of the term. The younger you are when you obtain the coverage, the lower your premiums are going to be, and they would invariably rise somewhat when the term expires and you reach another age group.
Whole Life Insurance for Erie-Greenville-Oil City Area Residents
Another form of life insurance that can be obtained from our agency is whole life insurance. This coverage does indeed have a cash value that accumulates over time, and you can borrow from the policy. Whole life insurance is permanent life insurance that can remain in place for the rest of your life, and the premiums remain constant.
Universal Life Insurance
Universal life is similar to whole life insurance, because it does accumulate a cash value. The major difference between whole life and universal life is the fact that there is some flexibility with regard to the premiums that you pay with universal life insurance.
Life Insurance as an Employee Benefit
We serve individuals that need life insurance in Greenville, Titusville, and the other cities that we have mentioned, but our offerings do not stop there. If you are a business decision maker, you can rely on us to connect you with life insurance that you can include your employee benefits package.
Call or Click Right Now!
If you are ready to make a connection with the ideal Erie-Greenville-Oil City area life insurance resource, you can send us a message through our contact page or call us toll-free at 800-836-8483.