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                                               Review Your Insurance Options

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We've got you covered.

Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.


Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.



Employee Benefits

We help employers and employees understand employee benefits, and how to properly use them. Contact us today, for more information or to schedule an appointment.


Group Health

Group health plans are essential in ensuring that your health needs are on the right path. We can help you navigate the complexities of these plans, with ease. 


Individual Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.



Proper dental and vision care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.


Term & Whole  Life Insurance 

Term life insurance simply put covers you in the event that you die before the end of the term for which you are covered. Whole Life allows you to have a cash value that builds slowly but steadily as long as you pay your premiums on time. As the cash value increases, you’ll see it grow too - so it pays to be patient!



Your Trusted Insurance Professionals:

When it comes to insurance, we know that making the right choices for you and your family can be daunting. To help you make the right decision we take a commonsense approach – we ask questions, listen to your answers and only then recommend the type of policies that will fit your particular needs.


Spanning across three generations, Byham’s Insurance Services Inc. has been Northwestern PA’s go-to for their health, Medicare, and life insurance needs. With our main focal point being customer service, Byham’s looks to find our clients a plan that offers you the best benefits, price point, and one that finds the clients needs. 


Whatever you're looking for, we can help...

We proudly work with the following carriers to find and get you the best services, at the lowest possible prices:

If you would like more information

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Trust in the LORD | Proverbs 3:5 ✝